BUILDING A HOME
Building dreams, one loan at a time.
Ready to build the home you’ve always wanted? Turn to Home Savings for a low down payment, competitive rates and exemplary service from seasoned loan professionals.
ONE-TIME CLOSE CONSTRUCTION LOAN... OUR SPECIALTY!
– Customized financing to fit your lifestyle
– Personalized financial review with credit report analysis
– Free pre-qualification
- We focus on construction. We have experience helping clients build, afford and enjoy the home of their dreams.
- Fast approvals. With proper documentation and credit, we can approve your loan quickly.
- Easy, flexible qualifying. You can break ground with as little as 5% little down.
- Your land could be your down payment.
- Interest-only payments during construction. Deferred interest during construction option also available.
- Your Construction Loan and your permanent mortgage in one closing, with up to one year to complete construction.
LOT LOANS
Building your dream home starts with finding the perfect location. With so many considerations to make in preparing to build, let us take care of the lot financing.
Not quite ready to build?
We can help with a lot loan first, and the construction mortgage later when you’ve settled on a floor plan.
Already found your lot?
let our One-Time Construction Loan work to close on both the lot purchase and start your construction loan at the same time.
FREE PRE-QUALIFICATION
Knowing how much home you can afford is a benefit to you when you’re house-hunting. You’ll be able to focus on shopping within your budget and will save time when you’re ready to make an offer. Plus, having a pre-qualification provides you with a negotiating tool.